1. The DigitalCartz Ecosystem
DigitalCartz.online operates as a Strategic Tech Aggregator. Our platform serves as a high-speed digital hub that bridges the gap between commercial merchants and authorized third-party payment gateway providers.
- Important Disclosure: DigitalCartz is a service provider. We are not a bank, a payment gateway, or a financial institution. We do not provide digital wallets, nor do we hold, process, or manage client funds at any stage of the transaction.
2. Information We Collect
To facilitate a rapid and secure “bridge” to a payment provider, we collect:
- Merchant Profiles: Business name, registration numbers, and industry type.
- Operational Metrics: Estimated transaction volumes and preferred settlement currencies.
- Communication Data: Professional email addresses and contact numbers for technical onboarding.
3. “Zero-Touch” Data Policy
Because we function strictly as an aggregator:
- No Financial Harvesting: We do not collect or store end-customer credit card numbers, CVVs, or bank login credentials.
- Encrypted Redirection: Our proprietary routing technology ensures that when you move from our hub to a gateway, your data is shielded by end-to-end encryption.
- Credential Privacy: Your merchant API keys and gateway passwords remain strictly between you and the third-party provider. DigitalCartz never requests access to these credentials.
4. Service Fees & Pricing Privacy
DigitalCartz charges a professional service fee for our aggregation expertise and technical “bridge” maintenance.
- To maintain competitive agility in a shifting tech market, our latest service fees are not listed publicly.
- By submitting an inquiry, you consent to our team using your contact data to provide a custom, confidential quote.
5. Third-Party Alignment
Once you utilize our bridge to reach a payment gateway, you are subject to the privacy protocols of that specific institution. DigitalCartz is not liable for the data handling practices of third-party gateways.